Your budget shouldn’t control your life. This is another way in which contentment is a fundamental part of the utmost life. I’m sure that many of you know how money can seemingly steal the soul out of your life. The love of money is the root of all evil, the Bible says, and we sometimes take that to mean only that people commit crimes or neglect their family and friends in order to get money. But there’s another meaning to that phrase that we sometimes don’t appreciate.
Working just to make money is a unfulfilling goal that can suck the joy out of your life. You may have seen the bumper sticker that says, “I owe, I owe, it’s off to work I go”, meant to be sung to the tune of “Heigh-ho” from Snow White. As much as I like Walt Disney, that bumper sticker always make me mad, because if you are working just to pay off debts, then you’re working for the wrong reasons. Of course you need to pay off debts, but you can do that in a job that you find rewarding and enjoyable. Currently, the job market is more difficult than in years past, but that doesn’t mean you can’t be innovative and make a new job for yourself. Don’t go and quit your job today, but take a look at where you are at and if you are happy there. Develop a plan to get where you want to be.
Adjust your budget to fit your needs, or just adjust your needs to fit your budget. Adjust your life to fit your paycheck. Don’t try to keep up with the Joneses…they are $200,000 under on their house and have $150,000 in credit card debt. Set a limit for your life that’s realistic. You’ll find that in time you might have spent shopping and browsing, buying and trying and returning, you could have been earning the money to actually burn your old bills. You will live more…really live…with less. The most destructive aspect of our obsession about money is that is takes our focus away from the real objective. It can limit how far your imagination can stretch, and make you unconsciously lower your vision.